Ledgerly
In developmentLedgerly is an iPhone app for recording money you lend to and borrow from people. It's a working name for something still in development.
Who it's for
It's for anyone who ends up keeping informal tabs. A friend who covers rent until payday. A family member who borrows for a car repair. A small side business where a few regulars buy on credit and pay you back over weeks. If you've ever tried to remember who still owes what, this is meant for that.
Why
Informal loans between people usually live in a spreadsheet, a chat thread, or someone's memory. That works until it doesn't, and then nobody is sure of the number. Ledgerly is being built to keep that record straight, with the terms and the history in one place rather than reconstructed later.
What it will do
- Tracks both directions Money you lent and money you borrowed, kept per person so the balance is always clear.
- Optional interest Add interest on the terms you set, and it accrues on the schedule you choose.
- Repayment history Log partial payments as they come in and mark a loan settled when it's done.
- CSV export Take the whole ledger out as a CSV file whenever you need it elsewhere.
- One ledger Everything lives in one place instead of scattered across notes, messages, and memory.
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One email when this is ready. No newsletter, nothing else.